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Debt Negotiation Services Explained:

Every year millions of consumers and small businesses face serious financial situations and many times bankruptcy looks to be their only alternative. Fortunately, many people are finding out that they can qualify for a debt reduction which can help them avoid a potential bankruptcy without the need for a high interest, risky loan.

What is Debt Negotiation

Debt Negotiation is a debt relief solution for consumers who are experiencing a financial hardship. A financial hardship is an unexpected event in your life that has created a loss of income so severe that you are unable to pay your bills. Most consumers who are not able to pay their bills for an extended period of time believe filing for bankruptcy is their only option. If an individual files bankruptcy they ruin their credit worthiness and the creditor may lose all the money due to them.
This is a LOSE LOSE result.

Instead of filing for bankruptcy a debt negotiation process is used by a debt relief provider to reduce and pay off your debts. The Negotiation service evaluates your financial condition and hardship to see if you are a qualified debt negotiation candidate, this evaluation and consultation is free. The debt negotiation service will then negotiate with your creditors to reduce your debts. The negotiation is based on the fact that you would like to pay your debts in full, however due to your legitimate financial hardship which they can prove, you are not able to. In these cases the creditor would like to recover at least a portion of the debt rather than have you file for bankruptcy and potentially get nothing. In this solution the creditor recovers at least a portion of the debt without having to resort to bankruptcy court, collections or attorneys, and you can become debt free for a fraction of what you currently owe.
This is a win win solution.

Key factors about Debt Negotiation

  • Debt Negotiation only works with UNSECURED DEBTS.
  • Debt Negotiation is NOT a Loan.
  • Debt Negotiation is NOT a bankruptcy
  • Debt Negotiation requires that you have a financial hardship.
  • Debt Negotiation is NOT for consumers who can pay their monthly minimum payments.
  • Debt Negotiation WILL have a limited negative impact on your credit worthiness.
  • Debt reductions average about a 50%, plus any possible service fees.
  • Debt Negotiation is sometimes called Debt Settlement.

That is REAL DEBT RELIEF!

Find out if your financial situation can qualify for a debt reduction. If you have over $10,000 in unsecured debts, like credit card debt, medical bills, signature loans, dept. store cards and so on; send in the qualification request below. You can find out immediately if you qualify for a significant debt reduction without cost or obligation.


Get 2 Free Quotes to Reduce

Your Debts By Up To 60%*

Credit Card and Unsecured Debts

No Cost, No Obligation Information, Completely Confidential

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Important; please read:

Debt Consolidation Help is a match making service that puts you in touch with companies offering services you are interested in receiving quotes from. Consolidation Help is not an end provider of debt relief services nor are we not part of any agreement or contract of services you may commit to with a debt relief company or lender.

The content provided on ConsolidationHelp.net is a general description of solutions and services. Actual benefits and features of services will vary for each company. It is up to you, the consumer to consult with the service provider who contacts you to educate yourself on all the details of their program before making a decision to use their service or accept a loan offer. Debt Consolidation Help is not providing legal, financial, investing or any other professional advice. Although we believe the content on this website to be acurrate; it is general in nature and does not fully describe the complex details of every debt situation or program you may decide to use. It is recommended that you always contact a professional in the appropriate field for advice before making any decision.

By completing a form on this website you are requesting a service to contact you, in most cases by telephone, regardless of your status on the do not call list (DNC). Forms on this website are for information requests only, mainly for quotes, they are never an application or pre-qualification for services. Debt Consolidation Help evaluates carefully the service providers we put you in touch with, however we do not endorse nor are we responsible for the actions taken or services provided by any particular company that may be found by using the ConsolidationHelp.net website.

In no case should you, the visitor, believe that there is any gaurantee that a you will not have to file bankruptcy now or in the future by using any debt relief service. * Debt reductions amounts and percentages shown on consolidationhelp.net are an example of some of the higher debt reductions possible. The debt negotiation industry averages about a 50% debt reduction, plus fees for their service. Debt Consolidation Help is not the end provider of service thus we do not gaurantee any debt reduction amount.

Debt Consolidation Help is not acting as a lender or broker. The information provided by you to by Consolidation Help is not an application for a mortgage loan, nor is it used to pre-qualify you with any lender. If you are contacted by a lender or broker advertising within our network, your quoted rate may be higher, depending on your property's location, your credit score, your loan-to-value ratio, debt-to-income ratio, and other factors. Not available in all states.

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